What is declaration page in insurance policy documents?

The ‘declaration page’ in insurance policy is a piece of paper to guide which provides basic information about an insurance policy to the policy holders which they need to know. It is the first page of an insurance policy which includes the first name and address of the insurance agency with information about the name and address of the issuing agent, contact information of for the individual insured, also includes what is being insured, for how much, how long and under which circumstances. It also includes endorsement additions to the policy the basic coverage described already.

Example: a car is being insured and its declaration document might declare that a vehicle has all inclusive insurance for the dates of 1 February, 2016 through 1 February, 2017. And the declaration page would include; name of your car insurance provider, policy number and its term, types of coverage you have elected, limit and as well as cost for each coverage, specified vehicles covered by the information and policy describing those vehicles and the page also could include that a car also has an auto glass endorsement specifically covering damage to the windows of the car and towing package which will cover towing in the event that it has been disabled.

When a copy of an insurance copy is issued, it is very important to review the insurance declaration page. If a claim needs to be made against the policy there will be problem later because the information on the insurance declaration page may be written wrong. So after getting the copy of insurance copy should be strictly checked. If found any mistakes such as on the contact and address, any other descriptions; it should be brought to the attention of insurance agency on time.

It is a good to store the insurance policies, certificates of title and other so many important legal documents, such as birth certificates, citizenships and passports in a safe deposit place with a facility of secure so that they cannot be damaged and stolen. However, sometimes we will need some information quick, in such case better keep the photocopy of all the important documents and keep it safely in home and use it while in need.